Austin Texas Jumbo Loans

Jumbo Mortgages:
We now have a 5% down jumbo loan option up to a $850,000 sales price in all of Texas! Available with credit scores down to 660.   10% down up to 1,500,000 in all of Texas! Call/Text for more information: 512-779-4997 or email [email protected].   Exceptions on purchases up to 2,000,000 with 10% down(no mortgage insurance).
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.Austin Texas Jumbo loan rates have come down to the loan 4% range and the 15 year jumbo rates are now in the 4% range.  For sales prices in the $500k-$650k range please contact us directly for options putting 10% down and still receiving conforming rates. ARM rates are now in the 4% range!

Texas Jumbo Mortgages

A jumbo mortgage is defined as a loan whose loan amount exceeds the Fannie Mae conforming loan limit. In Texas, the conforming loan limit is $453,100. In high cost states, such as California, the loan limit is as high as $729,750.

  • 15 Year Fixed
  • 30 Year Fixed
  • 3,5,7,10 Year ARM
  • Credit Scores Down To 620

Receive the best loan options in the market today with as little as 10 percent down payment depending on the loan size. All loans require full documentation of the last 2 years income with W-2’s and or Tax Returns.

Jumbo mortgage rates are dropping. With McDougall Mortgages, your payments could too.

Need a larger loan with a smaller rate and lower payments? Finding the right Jumbo Loan can be difficult. Let the experts at McDougall Mortgages do the work for you. Purchasing or refinancing? We can help you with fixed and variable rate Jumbo loans for mortgages that exceed Fannie Mae or Freddie Mac conforming loan limits.

Give your budget more room. Refinance to a lower rate.

  • Lower your monthly mortgage payments.
  • Reduce your interest rate.
  • Stabilize your payments and lock in a fixed rate.

Why choose a Texas Jumbo Loan through McDougall Mortgages?

Getting a Jumbo loan at a lower rate doesn’t have to be a hassle. I can quickly help you find the loan that is right for you.  I handle all jumbo loan clients personally so you know you will be taken care of.

We make it extremely easy to get started.

Call/Text for more information: 512-779-4997 or email [email protected]