Welcome to Amcap Mortgage, Ltd.!
The Amcap Mortgage, Ltd.”. team of Austin, Texas is committed to providing clients with the highest quality Austin, Texas mortgage loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are a Texas first time home buyer, purchasing your dream home with a Texas FHA loan, refinancing an outstanding loan, or consolidating debt, our highly experienced team of Austin, Texas mortgage bankers can help make your dreams come true.
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We specialize in the following Texas Mortgage Loans:
Texas Jumbo Loans - lending in all of Texas for loan amounts over $453,100. We now have mortgages available up to $850,000 putting 5% down.
Austin Texas Home Purchase Loans – are used for acquiring a property for the purpose of primary residence, second home or investment property.
Austin Texas Home Refinance Loans Historically low interest rates are a fantastic reason to refinance to save money and build more equity in your property at a faster rate. Other common reasons for a mortgage refinance include converting an ARM (Adjustable Rate Mortgage) to a fixed rate.
Austin Texas Conventional Loans are actually any type of creditor agreement that are not financed by the Veterans Administration (VA), or supported by the Federal Housing Administration (FHA). In general, all conventional loans are protected by the government sponsored entities such as Fannie Mae and Freddie Mac.
Austin Texas Cash Out Home Loans are used to consolidate debts or make home improvements. Please keep in mind in Texas borrowers can only take up to 80% loan to value.
Austin Texas Jumbo Home Loans are loans in which the amount borrowed is greater than loan limit set by Fannie Mae & Freddie Mac. These loans allow borrowers to purchase higher value properties. Please keep in mind the current Jumbo cut off is $453,100 in Texas.
Austin Texas FHA Loans generally have lower interest rates, more lenient credit standards, down payments, and closing costs and are backed by the US Government.
Austin Texas VA Loans provides veterans and/or their surviving spouses with a federally guaranteed home with zero down payment. There is also no monthly mortgage insurance associated with VA loans.
Amcap Mortgage, Ltd is a Austin,Texas FHA provider of Austin Texas FHA Loans.
100% financing is still available to USDA and Austin, Texas VA loan borrowers!
Austin Area USDA Loans – a 100% financing option available to the general public. There is no Mortgage Insurance, you can finance your closing costs, however, there is an income requirement – Inquire now to find out!
Amcap Mortgage, Ltd.
4501 Spicewood Springs, Suite 1050
Austin, TX 78759
Amcap Mortgage, Ltd., NMLS #129122