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HELPING YOU GET YOUR DREAM HOME
The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.
USDA loans can be used toward the purchase of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes. Find out if you qualify for an USDA Loan.
Call 512-387-4553 to schedule a strategy session with a Austin Mortgage Expert
USDA Loans are an attractive option because:
- Minimal closing cost (Closing cost can be rolled into loan)
- No down payment
- 30 year low fixed rates
- Flexible credit guidelines
- Available down to a 620 credit score